The Multi-Account Revolution
Realize the benefits of multi-account UMAs
UMAs are the backbone of our industry – multi-account UMAs go much further and can improve after-tax returns by as much as 60 basis points*
Expand the benefits of diversified investment strategies, including direct indexing
Coordinate investment products and strategies – UMAs, direct indexing, SMAs, ETFs, mutual funds, IOVAs, etc.
Leverage the tax advantages of different account types
Taxable and tax-advantaged (IRAs, Roth IRAs, etc.) all fit into a multi-account approach
Customize tax harvesting
Gives advisors the ability to initiate tax harvesting across multiple accounts and is complementary to UMA tax harvesting capabilities
Add tax efficiency to your rebalancing engine as an overlay
Identify mislocated assets and automatically execute tax-smart rebalancing across a book of business
Avoid replacing current technology
The LifeYield Multi-Account UMA Tax Overlay is designed to enhance and integrate with the technology you already own – no replacement required
*According to Vanguard, asset location can add up to 60 basis points of value for the client.
The LifeYield Technology Library
-
LifeYield Multi-Account UMA Tax Overlay
The LifeYield Tax Overlay is the culmination all LifeYield tax-smart solutions and is designed to easily integrate with your firm’s technology via API.
-
LifeYield Asset Location
Measures the tax efficiency of a household portfolio, provides next best actions for reducing tax drag, then quantifies the benefit in dollars.
-
LifeYield Multi-Account Rebalancing
Operates alongside your current rebalancing technology to incorporate multi-account tax harvesting and automated asset location optimization.
-
LifeYield Tax-Smart Withdrawals
Executes optimized withdrawals from multiple accounts by selling mislocated assets, minimizing drift and identifying opportunities to harvest losses.
-
LifeYield Tax Harvesting
Works with our asset location, rebalancing and withdrawal technology to scan all taxable and non-taxable accounts and instantly identify opportunities to harvest gains or losses.
-
LifeYield Social Security+TM
Identifies the optimal filing strategy for each client, then enables the transition to a full retirement income planning conversation with visual Income Layers.
-
LifeYield Retirement Income Sourcing
Integrates directly with your planning system to create personalized, tax-efficient decumulation strategies.
