LifeYield Tax-Smart Withdrawals
Execute multi-account withdrawals at scale while minimizing taxes through asset location and tax harvesting.
Overcome the tax efficiency challenge
Know what to sell and why
The LifeYield Tax-Smart Withdrawal engine clearly shows what to sell – and in what order – to fulfill each withdrawal scenario with confidence.
Minimize drift away from the target allocation
This avoids the inevitable rebalance later.
Pay attention to location
Raise cash by liquidating mislocated assets, improving tax efficiency and after-tax returns over the long haul.
Identify opportunities to harvest losses
The engine brings tax-loss harvesting opportunities to the forefront when making a withdrawal, allowing the advisor to raise cash efficiently.
Avoid replacing technology
LifeYield works with your current rebalancing technology to strengthen your firm’s rebalancing processes and avoid disrupting your entire tech stack.
The Benefits of Tax-Smart Withdrawals
- Implement a standardized, cost-effective way to make withdrawals across multiple accounts.
- Automate complex and time-consuming processes to create tax-smart withdrawals in seconds.
- Increase AUM by helping clients pay less taxes and keep more money working in their portfolio.
- Simplify and control tax-smart withdrawals with a solution that adapts to each unique situation.
- Ensure optimal asset location is maintained after every withdrawal.
The LifeYield engine has been battle tested by some of the largest financial services institutions in the world to coordinate all accounts within a household and offer rebalancing at scale.
Industry-leading portfolio tax management APIs
Retirement Income Sourcing