LifeYield Multi-Account Rebalancing

Execute rebalancing across accounts with the industry’s only true household-level rebalancing engine.

Take rebalancing to the household level

Rebalance across account types

Take a household approach to rebalancing that accounts for asset location, minimizes drift and maximizes outcomes for advisors, investors and firms.

Avoid replacing technology

LifeYield works with your current rebalancing technology to strengthen your firm’s rebalancing processes and avoid disrupting your entire tech stack.

Enhance the withdrawal process

Based on each withdrawal recommendation, the rebalancing engine identifies mislocated assets and automatically executes a tax-efficient rebalance in alignment with the portfolio’s target asset allocation.

Identify tax harvesting opportunities

Ensure you’re maximizing outcomes for clients by taking all information into account and considering each opportunity to harvest gains or losses.

How Firms Use the LifeYield Rebalancing Engine

Incorporate sell constraints
Set gain budgets to manage client tax brackets
Implement asset location optimization
Coordinate taxable, tax-deferred and tax-free accounts
Calculate key statistics: After-tax returns, location scores, drift, total realized gain or loss, approximate cost of implementation, and more

The LifeYield engine has been battle tested by some of the largest financial services institutions in the world to coordinate all accounts within a household and offer rebalancing at scale.