Make tax efficiency your competitive advantage
Instantly improve tax efficiency
Our proprietary asset location algorithm scans all accounts in a household portfolio and pinpoints the tax-smart location for every asset in seconds.
Leverage the Asset Location Score
The Score enables firms to measure the tax efficiency of each client’s household portfolio on a scale of 0-100 and produce a step-by-step blueprint for improving the score.
Quantify the benefit in dollars
In addition to calculating an Asset Location Score for each portfolio, firms can finally put a dollar value on asset location optimization across different time horizons.
Keep your current technology
Don’t rip and replace anything. LifeYield works alongside current technology to add asset location capabilities to your arsenal and avoid disrupting your entire tech stack.
The LifeYield Asset Location API
The LifeYield Asset Location engine has been battle-tested by the largest financial services institutions in the world to coordinate all accounts within a household and offer asset location optimization at scale.
Key Benefits
- Functions as an overlay to coordinate accounts run on different systems and in different ways – eliminating the need to rip and replace current technology.
- Avoid unnecessary taxes to keep more assets invested, increasing the revenue from each client over time.
- Simplify the conversation about taxes by boiling it down to a single number.
- Quantify the dollar benefit of tax optimization to the client, advisor and firm.
- Increase your advisors’ AUM by helping clients keep more of what they earn.
The LifeYield Technology Library
-
LifeYield Multi-Account UMA Tax Overlay
The LifeYield Tax Overlay is the culmination all LifeYield tax-smart solutions and is designed to easily integrate with your firm’s technology via API.
-
LifeYield Asset Location
Measures the tax efficiency of a household portfolio, provides next best actions for reducing tax drag, then quantifies the benefit in dollars.
-
LifeYield Multi-Account Rebalancing
Operates alongside your current rebalancing technology to incorporate multi-account tax harvesting and automated asset location optimization.
-
LifeYield Tax-Smart Withdrawals
Executes optimized withdrawals from multiple accounts by selling mislocated assets, minimizing drift and identifying opportunities to harvest losses.
-
LifeYield Tax Harvesting
Works with our asset location, rebalancing and withdrawal technology to scan all taxable and non-taxable accounts and instantly identify opportunities to harvest gains or losses.
-
LifeYield Social Security+TM
Identifies the optimal filing strategy for each client, then enables the transition to a full retirement income planning conversation with visual Income Layers.
-
LifeYield Retirement Income Sourcing
Integrates directly with your planning system to create personalized, tax-efficient decumulation strategies.
