LifeYield ROI™: Next Generation Tax-Smart Retirement Income Management
LifeYield ROI™ is a tax-smart, product neutral investment management solution that enables advisors to, build, maintain, and manage portfolios in a unified managed household (UMH). It can help financial advisors increase after-tax returns and income for their clients, which can result in more asset gathering for the advisor. LifeYield ROI:
- Help Maximize after-tax asset growth and income by looking across an entire household, including multiple taxable and tax-advantaged accounts held by multiple family members.
- Ensures the desired asset allocation, or risk profile, for the entire household is maintained, and does so in a tax efficient way by locating assets in the most appropriate household account.
- Selects the most beneficial assets to sell each time a client needs cash, which can help increase retirement income by up to 20%, according to research by Ernst & Young.
Through all phases of a household portfolio's lifecycle, LifeYield ROI minimizes taxes, thereby helping to maximize after-tax returns and income, and maintains desired asset and product allocations.
What We Do: Maximize Income. Save Time. Consolidate Assets. More »
LifeYield ROI is a web-based unified managed household (UMH) trade order generation system that helps optimize tax-smart accumulation and withdrawals, enhancing after-tax returns and income. It helps advisors to be more efficient and effective and can create a stronger advisor value proposition, which can result in more assets under management.
Where We Fit: We optimize household portfolios. More »
LifeYield ROI is product neutral. It's not a planning tool and it doesn't make asset or product allocation suggestions. As an advisor, you do that. LifeYield ROI helps an advisor execute the plan by generating trade suggestions in a tax-smart way so that outcomes may be improved – asset growth and income are optimized.
How It Works: Sophisticated algorithms make it simple. More »
By putting securities in the best location – whether they are taxable or tax-advantaged accounts – and by selecting the optimal securities to sell to minimize short term capital gains and ordinary income taxes, LifeYield ROI makes trade suggestions that can help maximize asset growth and after-tax income, while maintaining the desired household asset allocation. LifeYield ROI also ensures federally mandated required minimum distributions (RMD) are met when applicable.
LifeYield ROI™
What People Are Saying
"LifeYield ROI™ is the missing link for advisors to optimize client household asset management plans in an efficient and effective way. It's a breakthrough solution."
Len Reinhart, Founder, Lockwood Family of Companies