Ernst & Young: LifeYield Can Generate Up to 33% More Income
Looking Back — Ernst & Young evaluated the historical period 1969 through 2008 to see what effect the LifeYield ROI methodology would have had on the four hypothetical households over the past 40 years. The results are that LifeYield ROI's tax-smart methodology would have generated up to 44% more after-tax returns and retirement income.
Looking Forward — Ernst & Young created independent simulation models and ran 10,000 forward-looking scenarios on each of four hypothetical households and found that the LifeYield ROI methodology can generate up to 33% more after-tax returns when used over a 15-year pre-retirement accumulation phase and a 25-year retirement period. Ernst & Young compared the Tax Smart LifeYield methodology to a "Pro Rata" or "Tax Neutral" approach, which Ernst & Young Personal Financial Services and Ernst & Young Insurance and Actuarial Advisory Services confirmed as "reasonable and likely to reflect common self-directed investment management approaches when generating retirement income."
Click here to obtain a copy of the research study entitled: Improving After-Tax Returns, Retirement Income, and Bequests through Tax-Smart Household Management — a LifeYield, LLC whitepaper with supporting research by Ernst & Young.
LifeYield's Tax-Smart Software
Helps financial advisors simplify and maximize clients' retirement income.
What People Are Saying
"Integrating tax and investment advice is the next competitive frontier in retirement income solutions. Our research shows that 60% of affluent pre- and post-retirement investors 'like' or 'strongly like' optimizing tax and investment decisions at the same time. This figure rises to 73% among pre-retirees with more than $2 million in household assets, highlighting the importance of this capability when competing for the assets of wealthy investors deciding how to fund their retirements."
Laura Varas, President, Mast Hill Consulting, Inc.